Press release

Solid commercial performance; ongoing focus on capital and operational progress

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    24-05-2016 | 18:00   Shares

    Results 2015

    Solvency II value new business

    3M 2016

    22 mln


    Combined ratio

    3M 2016


    +0.4 pp to 3M 2015

    Solvency II Standaard Formule (SF) ratio

    3M 2016


    -4 pp to FY 2015

    Delta Lloyd in 2015: good commercial and operational performance 

    Annual report 2015



    Closer to the customer

    Our ‘Closer to the customer’ strategy allows us to focus on offering convenient and sustainable solutions that help our customers manage uncertainty.


    Clients naturally have a choice in where and how they obtain their financial services. We make sure we give them sufficient options

    • 66% Life
    • 20% General
    • 9% Bank
    • 5% Asset Management
    In the Netherlands, the Delta Lloyd brand focuses mainly on providing group pensions, as well as life insurance products through independent financial advisors. We also sell life insurance under the ABN AMRO Verzekeringen brand, and our OHRA brand sells insurance products directly to retail customers online. In Belgium, individual and group life insurance are sold under the Delta Lloyd brand.
    Delta Lloyd offers a broad range of general insurance products for retail and corporate customers, mainly in the Netherlands. These are distributed through various partners, including independent advisors, authorized agents, ABN AMRO bank branches and brokers.
    The banking activities of Delta Lloyd in the Netherlands centre around mortgages and so-called ‘banksparen’ products – tax efficient savings. These are distributed through our sales channels. Mid 2015, Delta Lloyd sold their Belgian banking business to Anbang group. A distribution agreement between Delta Lloyd Life and the bank is in place.
    Delta Lloyd Asset Management is an independent asset manager that manages the assets of our various business lines. It also offers a range of investment funds for institutional and retail customers and discretionary mandates for institutional customers.
    Life 66% General 20% Bank 9% Asset Management 5%



    Optimist on Tour, 100% water fun

    In this third year of the ‘Optimist on Tour’, we will again be mooring in a number of special places across the Netherlands. Not only will we join major sailing events, such as the North Sea Regatta and Delta Lloyd Regatta, but we will also visit the windmill village of Zaanse Schans and take part in the Gestrand Festival in Almere and the Stadsspelen in The Hague. And with the Olympic Games coming up in Rio, we certainly do not want to miss the Olympic Experience on Scheveningen beach.

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    Delta Lloyd in society

    Delta Lloyd Foundation

    Delta Lloyd Foundation is committed to promoting financial literacy and awareness. Many people get into financial difficulty or are unwittingly less well off because they don’t know how to manage their money. We want to help them increase their financial know-how and improve their situation.

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    Delta Lloyd N.V.

    PO Box 1000, 1000 BA Amsterdam
    6 Amstelplein, 1096 BC Amsterdam

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    Delta Lloyd general

    Contact us:
    +31 (0)20 594 91 11


    Media Contact

    Contact us:
    +31 (0)20 594 44 88

    For clients

    About Delta Lloyd

    In society