Press release

Delta Lloyd Q3 update: Taking action to deliver value

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    DL (AMX) € 5.49 +0.00 (0.00%)
    06-12-2016 | 06:15   Shares

    Interim financial results Q3 2016

    Solvency II standard formula (SF) ratio

    Q3 2016


    -8 pp to HY 2015

    Operational Expenses

    Q3 2016

    447 mln

    -18 mln to Q3 2015

    Interim dividend per share



    Closer to the customer

    Our ‘Closer to the customer’ strategy allows us to focus on offering convenient and sustainable solutions that help our customers manage uncertainty.


    Clients naturally have a choice in where and how they obtain their financial services. We make sure we give them sufficient options

    • 66% Life
    • 20% General
    • 9% Bank
    • 5% Asset Management
    In the Netherlands, the Delta Lloyd brand focuses mainly on providing group pensions, as well as life insurance products through independent financial advisors. We also sell life insurance under the ABN AMRO Verzekeringen brand, and our OHRA brand sells insurance products directly to retail customers online. In Belgium, individual and group life insurance are sold under the Delta Lloyd brand.
    Delta Lloyd offers a broad range of general insurance products for retail and corporate customers, mainly in the Netherlands. These are distributed through various partners, including independent advisors, authorized agents, ABN AMRO bank branches and brokers.
    The banking activities of Delta Lloyd in the Netherlands centre around mortgages and so-called ‘banksparen’ products – tax efficient savings. These are distributed through our sales channels. Mid 2015, Delta Lloyd sold their Belgian banking business to Anbang group. A distribution agreement between Delta Lloyd Life and the bank is in place.
    Delta Lloyd Asset Management is an independent asset manager that manages the assets of our various business lines. It also offers a range of investment funds for institutional and retail customers and discretionary mandates for institutional customers.
    Life 66% General 20% Bank 9% Asset Management 5%



    HY2016: Good progress on capital and cash

    Hans van der Noordaa, chairman of the Executive Board: "I am pleased with the progress of our capital plan and cash position. With our SF ratio at 173%, we are now in the upper half of our target capital range. Our operational performance was impacted by the exceptional rain and hailstorm in June, which hit many of our clients hard. We are doing everything possible to support them, together with our business partners. Our business is solid, but it is clear that we need to further improve our operational performance. We are taking steps to exit unprofitable market segments and reduce costs to drive profitable growth."

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    Delta Lloyd Foundation

    Delta Lloyd Foundation is committed to promoting financial literacy and awareness. Many people get into financial difficulty or are unwittingly less well off because they don’t know how to manage their money. We want to help them increase their financial know-how and improve their situation.

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    Delta Lloyd N.V.

    PO Box 1000, 1000 BA Amsterdam
    6 Amstelplein, 1096 BC Amsterdam

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